A financial institution may possibly specify alternate weights for averaging exam general performance throughout assessment parts or other geographic regions. These alternative weights has to be depending on the lender's capability and Neighborhood demands and opportunities in unique geographic areas.

indicates a lender that is not while in the organization of extending closed-close home home finance loan loans, smaller enterprise loans, smaller farm loans, or car loans evaluated under § 228.

Catastrophe preparedness and weather resiliency activities guide folks and communities to get ready for, adapt to, and stand up to pure disasters or weather-similar risks or disasters. Catastrophe preparedness and temperature resiliency functions profit or provide specific census tracts and:

답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.

) Precise specifics of the dollar degree of the community progress loan or community progress expense that was allotted to every county served with the loan or investment, if accessible.

A bank subject to this section may well request which the Board validate that a loan, investment decision, or company is eligible for Local community growth thing to consider by submitting a ask for to, As well as in a format prescribed by, the Board.

The Board's consideration with the branch distribution metrics is informed by the subsequent benchmarks:

The Board evaluations the impact and responsiveness from the bank's community improvement loans and community development investments that reward or serve the nationwide area, as provided in § 228.fifteen.

Matter to your geographic prerequisites in paragraph (b) of the segment, a sizable bank will have to delineate, for a certain calendar calendar year, a retail lending evaluation location in almost any MSA or while in the nonmetropolitan place of any Condition by which it originated:

(ii) Once the financial institution has formulated its initial draft system, formally solicit general public touch upon the initial draft program for a minimum of sixty times by:

(B) Within just 5 calendar times of the ask for, all the data which the financial institution is needed to keep up beneath this click here section in the public file regarding the power-based mostly assessment region wherein the branch is located.

Apart from as usually provided Within this segment, a bank have to be sure that its community file is made up of the knowledge necessary by this segment for every with the past 3 calendar a long time, with the most recent calendar year A part of its file every year by April one of the present calendar yr.

글보내기 기능을 제한합니다. 네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 글보내기 기능을 제한하고 있습니다.

indicates a channel through which financial institutions provide retail banking solutions electronically, like on the net banking or cellular banking.